Entire Store 5-30% Savings
How to check out with HSA/FSA funds
Redemption Shield + Truemed
Save 30–40% on Your Order Using HSA/FSA Funds. Every dollar in your HSA or FSA is tax-free, which means using these funds can effectively give you an instant savings of 30–40% compared to spending after-tax income.
The IRS allows you to use your pre-tax HSA/FSA funds to purchase eligible Redemption Shield products when you have a Letter of Medical Necessity (LMN). Truemed makes this simple by guiding you through a quick qualification process at checkout to help you obtain your LMN if you are eligible.
The IRS allows you to use your pre-tax HSA/FSA funds to purchase eligible Redemption Shield products when you have a Letter of Medical Necessity (LMN). Truemed makes this simple by guiding you through a quick qualification process at checkout to help you obtain your LMN if you are eligible.
STEP 1
Add product to cart
Start by selecting your desired products and adding them to your cart. Once you’re ready, proceed to checkout and enter your personal details to complete your purchase.
STEP 2
Select Truemed as your payment method
At checkout, you’ll see an option to pay with “Truemed – Pay with HSA/FSA”. Choose this option to proceed then click on “Pay now”.
STEP 3
Take a brief health survey
Truemed will guide you through a short health survey. Answer questions about your HSA/FSA and your health to confirm eligibility for reimbursement.
STEP 4
Complete checkout through Truemed
At checkout, you’ll see an option to pay with “Truemed:
Important Purchase & Reimbursement Information
Using your personal debit or credit card is the fastest way to complete your purchase. Once your Letter of Medical Necessity (LMN) arrives, you can submit for reimbursement through your HSA/FSA provider.
Please note:
Do not use your HSA/FSA card before receiving your approval letter, as the transaction may be declined. See which items are not allowed in the FAQ below.
If you choose to use your personal credit or debit card, reimbursement may not be guaranteed and depends on your provider’s approval.
Be aware that if your claim is denied, you will have already paid for the product.
Redemption Shield offers a 30-day return policy, so we strongly recommend reviewing it before purchasing.. please read here.
Important Purchase & Reimbursement Information
Using your personal debit or credit card is the fastest way to complete your purchase. Once your Letter of Medical Necessity (LMN) arrives, you can submit for reimbursement through your HSA/FSA provider.
Please note:
Do not use your HSA/FSA card before receiving your approval letter, as the transaction may be declined. See which items are not allowed in the FAQ below.
If you choose to use your personal credit or debit card, reimbursement may not be guaranteed and depends on your provider’s approval.
Be aware that if your claim is denied, you will have already paid for the product.
Redemption Shield offers a 30-day return policy, so we strongly recommend reviewing it before purchasing.. please read here.
STEP 5
Receive your Letter of Medical Necessity
A licensed medical provider will review your responses and Truemed will send you a Letter of Medical Necessity if you qualify.
Final Step
Protect What Matters with Redemption Shield
Create a healthier environment for you and your family with advanced protection designed to reduce everyday EMF exposure. Redemption Shield products are crafted with high-quality shielding materials to help support a safer, more balanced living space.
How does using my HSA/FSA account save me money?
HSA and FSA accounts were designed to help you invest in your health with pre-tax dollars. That means more buying power for the things that keep you moving, recovering, and performing at your best. Instead of paying taxes on your income first, qualified customers can use pre-tax funds directly to cover eligible health expenses.
Here’s what you can contribute each year:
• Up to $4,150 pre-tax to an HSA for individuals, or $8,300 for families (plus an extra $1,000 if you’re 55 or older).
• Up to $3,200 pre-tax to an FSA, with an additional $500 allowed in employer contributions.
• Up to $4,150 pre-tax to an HSA for individuals, or $8,300 for families (plus an extra $1,000 if you’re 55 or older).
• Up to $3,200 pre-tax to an FSA, with an additional $500 allowed in employer contributions.
Put those dollars to work for your health, whether you’re improving sleep, supporting recovery, or creating a lower-EMF environment for your body. Redemption Shield products are designed to help you rest better and support your overall wellness.
FAQ
FSA/HSA topics can be confusing, but Truemed makes it easy to use funds you already have.
What are FSA and HSA accounts?
Health savings accounts (HSA) and flexible spending accounts (FSA) are programs that allow you to set aside pre-tax dollars for eligible healthcare expenses. If you’re unsure whether or not you have an HSA or FSA account, please check with your employer or insurance company.
Which items are not currently eligible?
The following products are not currently approved for HSA/FSA payment, though eligibility guidelines may change in the future:
1. Neutralizing Cell Phone Stickers
2. Grounding Continuity Tester for Earthing Products
3. In-Home Circuit Analyzer for Grounding Products
4. EMF Protection Air Tube Headsets / AirTube Earphones
5. Copper Bracelet & Ring Sets
Can I still purchase these items?
Yes. These products can still be purchased using a regular credit or debit card, but they cannot be included in a Truemed HSA/FSA order.
What if I want to purchase both eligible and non-eligible products?
Please place two separate orders: One order using Truemed HSA/FSA payment for eligible products.
A second order using a traditional payment method for non-eligible items.
Will these items become eligible in the future?
Possibly. Eligibility is based on current HSA/FSA guidelines, which may change over time.
1. Neutralizing Cell Phone Stickers
2. Grounding Continuity Tester for Earthing Products
3. In-Home Circuit Analyzer for Grounding Products
4. EMF Protection Air Tube Headsets / AirTube Earphones
5. Copper Bracelet & Ring Sets
Can I still purchase these items?
Yes. These products can still be purchased using a regular credit or debit card, but they cannot be included in a Truemed HSA/FSA order.
What if I want to purchase both eligible and non-eligible products?
Please place two separate orders: One order using Truemed HSA/FSA payment for eligible products.
A second order using a traditional payment method for non-eligible items.
Will these items become eligible in the future?
Possibly. Eligibility is based on current HSA/FSA guidelines, which may change over time.
Can I use my HSA/FSA card at Redemption Shield?
While it is possible to do so with Truemed, we do not recommend attempting to checkout with your HSA/FSA cards for compliance purposes. We strongly encourage simply transacting with your normal credit or debit card, and submitting for reimbursement as outlined above for the greatest likelihood of success.
Can I use my regular credit card at checkout?
Yes. If you prefer to use your regular credit card, Truemed will send you instructions on how to submit for reimbursement from your HSA//FSA administrator.
What is a Letter of Medical Necessity, and how is this compliant?
The items in your Truemed Letter of Medical Necessity (LMN) are now considered qualified medical expenses, similar to expenses such as doctor’s visits or certain medical products.
Research continues to examine how environmental factors, such as electromagnetic fields (EMFs), sleep quality, and the body’s electrical balance, may influence overall health and recovery. Products designed to reduce EMF exposure and support grounding during sleep may help create a healthier sleep environment and support better rest. When recommended by a licensed healthcare provider for a specific health concern, these types of products may qualify as medical expenses.
With a Truemed Letter of Medical Necessity, eligible Redemption Shield grounding and EMF shielding products may qualify for reimbursement through your HSA or FSA, provided they meet IRS requirements and are used to support medically necessary care.
Research continues to examine how environmental factors, such as electromagnetic fields (EMFs), sleep quality, and the body’s electrical balance, may influence overall health and recovery. Products designed to reduce EMF exposure and support grounding during sleep may help create a healthier sleep environment and support better rest. When recommended by a licensed healthcare provider for a specific health concern, these types of products may qualify as medical expenses.
With a Truemed Letter of Medical Necessity, eligible Redemption Shield grounding and EMF shielding products may qualify for reimbursement through your HSA or FSA, provided they meet IRS requirements and are used to support medically necessary care.
Are there fees with using Truemed’s services?
There is a small fee for using Truemed at the end of the qualification survey.
When should I use FSA/HSA dollars?
You can use your HSA/FSA dollars all year long. However, FSA dollars expire at the end of the year and unused money may not rollover into the next year. Make sure to spend the rest of your FSA dollars before December 31st, use it, so you don’t lose it!
I don’t have enough funds in my HSA/FSA account to reimburse the entire purchase. Can I still use Truemed?
Yes. You can still submit for partial reimbursement. For example: if you purchase an eligible item for $100 but only have $60 in your account, you can reimburse $60 of your purchase with your tax-free funds (with the remaining $40 paid for as normal).
How long does it take for me to receive my Letter of Medical Necessity?
Generally it takes 24-48 hours. In some cases, Truemed’s provider team will require additional time to issue a letter of medical necessity based on the needs associated with an individual qualification survey. If you aren’t seeing your letter in your inbox, check spam, then reach out to us at support@truemed.com for help.
Do I need to take Truemed’s survey every time at Redemption Shield?
If you have already received a Letter of Medical Necessity for purchasing specific products from a Redemption Shield, you do not need to complete Truemed’s survey again so long as your Letter of Medical Necessity remains valid. Letters of Medical Necessity are typically valid for 12 months after they are first issued. You do still need to submit your receipts for reimbursement with your HSA/FSA administrator.
Can I use Truemed’s services for past purchases?
While this depends on your specific HSA or FSA administrator’s policies, we advise that you only submit expenses incurred on or after the date listed on your Letter of Medical Necessity.
I don’t have an HSA/FSA. Can I still benefit from Truemed?
Unfortunately, Truemed’s services are for individuals who have HSA or FSA accounts (or plan to fund one during open enrollment). We encourage you to ask your employer about information on your HSA or FSA!
I don’t live in the US. Can I still get reimbursed with Truemed?
Unfortunately, Truemed is currently only available in the United States.
